The High Cost of Borrowing: Why Failing to Repay Debts Comes at a Steeper Price Than You Think

In an era where digital transactions are as simple as a tap on a screen, the ease of borrowing money has increased significantly. Friends and acquaintances, driven by trust or a sense of responsibility, often lend money to those in need. But what happens when the borrower fails to repay? Worse still, what if they disappear altogether—blocking phone numbers, avoiding calls, or vanishing from social media? This scenario is more common than one might think. It’s not just about the money lost; it’s the betrayal, the erosion of trust, and the ethical implications that follow. In this post, we'll explore the deeper consequences of this behavior—particularly the idea of karma—and why those who borrow money and don’t pay it back ultimately do more harm to themselves than anyone else. The Ethical Betrayal When someone lends money, it’s often out of kindness, a desire to help, or a sense of duty. The lender takes a risk, putting faith in the borrower’s promise to repay. When that promise is ...