When Owing You Money Isn’t a Crime… Until You Try to Get It Back


Let’s talk about one of the biggest jokes in “justice” — when someone owes you money, refuses to pay, and somehow you have to cough up even more money just to hire a lawyer and maybe get it back.

We’re told it’s “civil, not criminal.” Translation:

“Yes, we agree they owe you. Yes, they’re refusing to pay. But no, we won’t lift a finger unless you bring us a shiny lawsuit wrapped in legal fees.”

Here’s the insanity:

  • If you take a loaf of bread from a store without paying, the police will be at your door before you’ve finished your sandwich.

  • If someone takes thousands from you, signs a contract, admits the debt, and then ghosts you — suddenly the law treats it like a polite disagreement between friends.

The logic? Non-existent. The message? Clear: The system doesn’t care unless there’s a criminal code number they can quote.

The Injustice Loop

  1. They owe you money.

  2. You can’t get it without a lawyer.

  3. The lawyer costs more than the debt is worth.

  4. You’re told “that’s just how it works.”

  5. If you push back outside the system, congratulations — you’re now the criminal.

It’s a flawless trap. The law has effectively created a safe zone for debt-dodgers: steal under the banner of “civil,” and you get away clean… unless the victim has the time, patience, and spare thousands to fight back.

Why This Should Be Criminal

If you knowingly take something you have no intention of paying for — whether it’s goods, services, or borrowed cash — that’s theft, plain and simple. Dressing it up as “a civil matter” is just legal lipstick on a pig.

When the police refuse to touch it, they’re telling every con artist in the country:

“If you’re going to steal, just call it a loan.”

What Happens Next?

Frustrated citizens take matters into their own hands. Because after months or years of being stonewalled, after paying filing fees, and after watching the debtor post vacation pictures on Instagram with your money, patience runs out.

And here’s the twisted punchline: when the victim finally snaps and goes to “collect,” the same police who couldn’t be bothered before now move very fast — to arrest the victim.

The Real Fix

We need a legal middle ground.

Because right now, the law is basically telling us:
Steal with a pen, not a crowbar, and you’ll be fine.

Until that changes, the system will keep breeding criminals on both sides — the ones who dodge their debts, and the ones who finally snap trying to get justice.

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